The story goes like this. About a month ago I had the worst stomach pain. Enough that I was curled up in a ball on the floor and agonizing. I went to emergency around 1 am. The doctor checks me out and keeps saying it might be my appendix. I point out that the pain is in my lower abdomen away from my side where appendix pain would be but he insists on me getting an MRI. Of course the MRI comes back negative. They give me morphine then explain that a bunch of people have been in already with similar symptoms and they think it's a virus. So basically they knew this but insisted on the MRI anyways.
Yesterday I get a bill in the mail. The hospital charged over $10K to insurance, $7K of which was for the MRI. My insurance covers 90% and the bill to me was $1200. Fuck that. I call the hospital and complain and tell them I can't pay the bill. They then offer me a payment plan of $100 a month. I tell them I still can't pay that. They put me on hold come back and say they will settle for $175 if I can pay right now while on the phone. So I agree and pay with my credit card. Motherfuckers. They already made their money from Insurance and now anything from me is just pure profit for them. Biggest bunch of crooks in history.
MRIs here cost about $400 Aud, and we pay about $50 of it.
The health system in the US is arguably the biggest reason why so many people are desperate.
desperate people resort to crime, drugs to numb the despair, and eventually impact those who arent desperate.
thats why it is almost beyond belief that anyone would oppose a subsidised health care system.
the rest of the world look on and just think that US citizens are so self centered that they only care about themselves, but also so stupid that they dont "get" that a desperate society is a dangerous one.
what you pay in insurance, guns, defence and fortification would amount to alot less than if each individual contributed part of tax to a universal system. this model is proven in many countries.
if you dont, hospitals can charge what they want, because the government has no influence.