Goodbye BohamaCare !!!!!

[LurkerNoMore]

I'm already out of Obama-care and as a (retired) state employee of Ga.
We're one of the states that already has other options approved by the state 
I chose a KP-HMO plan now instead of the Blue Cross/ Blue shield state "Obama-care".
I found it a little bit cheaper for me and the state. But, it's 90% the same as before.

However, regardless if this new Trump passes or not, your premiums and coverage will be about the same.
The high risk/previous condition folks will be covered by separate state pools.
That will be paid for via state tax generated revenues. That's what's already done with Obama-care.

At the end of the day, quality health care isn't cheap.
Before Obama-care was passed, HMO's dropped people off roles and raised rates each year.

Call this new plan whatever you want , not much will change for the 90% of us in the middle.

List of Pre-Existing Conditions lost under #Trumpcare:
AIDS/HIV, acid reflux, acne, ADD, addiction, Alzheimer's/dementia, anemia, aneurysm, angioplasty, anorexia, anxiety, arrhythmia, arthritis, asthma, atrial fibrillation, autism, bariatric surgery, basal cell carcinoma, bipolar disorder, blood clot, breast cancer, bulimia, bypass surgery, celiac disease, cerebral aneurysm, cerebral embolism, cerebral palsy, cerebral thrombosis, cervical cancer, colon cancer, colon polyps, congestive heart failure, COPD, Crohn's disease, cystic fibrosis, DMD, depression, diabetes, disabilities, Down syndrome, eating disorder, enlarged prostate, epilepsy, glaucoma, gout, heart disease, heart murmur, heartburn, hemophilia, hepatitis C, herpes, high cholesterol, hypertension, hysterectomy, kidney disease, kidney stones, kidney transplant, leukemia, lung cancer, lupus, lymphoma, mental health issues, migraines, MS, muscular dystrophy, narcolepsy, nasal polyps, obesity, OCD, organ transplant, osteoporosis, pacemaker, panic disorder, paralysis, paraplegia, Parkinson's disease, pregnancy, post traumatic stress disorder, restless leg syndrome, schizophrenia, seasonal affective disorder, seizures, sickle cell disease, skin cancer, sleep apnea, sleep disorders, stent, stroke, thyroid issues, tooth disease, tuberculosis, ulcers.

Rape, pregnancy and C-Section are considered preexisting conditions though.

[Tapeworm]

Bums and unemployed have always been provided medical care in the USA.  If anyone walks into an ER, they get treatment, whether they have insurance or not.  It's always been that way.   

Why are people in this thread giving outrageous sums to an insurance company?  If you're basically healthy then just don't pay and go to the ER if you have to.

I'm misunderstanding something.  What is it?

[Soul Crusher]

Why are people in this thread giving outrageous sums to an insurance company?  If you're basically healthy then just don't pay and go to the ER if you have to.

I'm misunderstanding something.  What is it?

Because if you run up a bill and they sue you and you have any money - you will be forced into bankruptcy

[mazrim]

Crap bill. Basically Obamacare just a bit better. Just replaced a crappy system with a crappy system. Republicans alienated a lot of their base with not repealing and made the democrats even more mad. They now own pretty much all the issues with Obamacare and democrats can blame them instead of themselves.

Luckily the senate isn't going with that bill so hopefully either it gets changed for the better or stopped by those such as Paul, Cruz, etc.

[El Diablo Blanco]

Crap bill. Basically Obamacare just a bit better. Just replaced a crappy system with a crappy system. Republicans alienated a lot of their base with not repealing and made the democrats even more mad. They now own pretty much all the issues with Obamacare and democrats can blame them instead of themselves.

Luckily the senate isn't going with that bill so hopefully either it gets changed for the better or stopped by those such as Paul, Cruz, etc.

Just wait until millions of trump voters lose insurance altogether.  This whole repeal thing has nothing to do with Trump.  This was all Paul Ryan.  Remember that Paul Ryan hated Trump and made it known publicaly then all of a sudden after a closed door meeting he backed Trump.  Obviously Trump ask him for his support and in return he'll help him push his Health Care reform bill.  Art of the deal right?

[Tapeworm]

Because if you run up a bill and they sue you and you have any money - you will be forced into bankruptcy

Sounds like a reasonable risk if you're already healthy.

Get insurance if you see a need for it.  Get a fake ID.  Don't bring any ID and give them a fake name.  Whatever.  Fuck supporting a system that is robbing everyone blind.  

If the country said Fuck This Shit en masse it would force a solution.  Continuing to subsidize corruption out of fear of 'what if' is unacceptable.  Paying crazy money for something you don't need on the off chance you might need it.     Insurance.

Yes, if you have kids it's different.  Howard STFU.

[El Diablo Blanco]

Sounds like a reasonable risk if you're already healthy.

Get insurance if you see a need for it.  Get a fake ID.  Don't bring any ID and give them a fake name.  Whatever.  Fuck supporting a system that is robbing everyone blind. 

If the country said Fuck This Shit en masse it would force a solution.  Continuing to subsidize corruption out of fear of 'what if' is unacceptable.  Paying crazy money for something you don't need on the off chance you might need it.     Insurance.

Yes, if you have kids it's different.  Howard STFU.

As long as insurance companies exist and them and hospitals have a monopoly this country will never have a decent health care bill.  My brother got into a car accident.  The cost of the ambulance was $1250 then the cost of getting 2 stitches was $3500, plus other charges.  For a 1 hour worth of time the total bill was about $7000.  it was all covered under his insurance but it's these bullshit costs that make the whole system corrupt as shit.

[Tapeworm]

Sounds like that's about 6 months worth of paying for insurance based on numbers in this thread, never mind the 'deductible.'  Who goes to the hospital every six months?  He'd be a richer man if he was uninsured and paid their retarded costs directly.

Every time you pay your insurer you're voting for them to keep fucking you.  Don't pay 'em.

Insurance is horse shit.  Go do the math.

[Twaddle]

Why are people in this thread giving outrageous sums to an insurance company?  If you're basically healthy then just don't pay and go to the ER if you have to.

I'm misunderstanding something.  What is it?

It works like this:

A bum or unemployed falls and splits his head open.  He is taken to the ER and gets all the treatment, X-rays, scans that he needs.  He is later billed by the hospital for $48,000.  The bum laughs and throws the bill in the trash.

Now, a working class citizen such as myself can do the same.  However, not paying the bill would ruin my credit, and the hospital could take me to court and get a court order to make me pay.  Therefore, it's in my best interest to have health insurance. 

The bums and unemployed don't give a shit about their credit, and half the time, the hospitals don't even know their real name.  John Doe.

[Tapeworm]

It works like this:

A bum or unemployed falls and splits his head open.  He is taken to the ER and gets all the treatment, X-rays, scans that he needs.  He is later billed by the hospital for $48,000.  The bum laughs and throws the bill in the trash.

Now, a working class citizen such as myself can do the same.  However, not paying the bill would ruin my credit, and the hospital could take me to court and get a court order to make me pay.  Therefore, it's in my best interest to have health insurance.  

The bums and unemployed don't give a shit about their credit, and half the time, the hospitals don't even know their real name.  John Doe.

So tell them you're John Doe.  It's a shit system and it's existence is the fault of those who continue to finance it.  Stop financing it.  And that goes for the rest of you who keep on paying for the thing you're bitching about paying for.

It's only in your 'best interest' because you think they have a gun to your head.  They have a gun to everyone's head and everyone needs to say enough is goddamn enough.  It's extortion.

Don't get me started on credit.    So don't buy shit on credit.  You could probably afford to pay cash for stuff if you quit giving all your money to some insurance company.  "But muh house!"  They want to give you a mortgage.  That's how they stay in business.  And they wouldn't loan more than market value anyway no matter what your credit rating is so they can get it all back if you die of a heart attack.  The loan is secured by the value of the property which they own.  Unless you're a notorious deadbeat they're gonna give you a loan.  Don't fret about your credit score.  You're worrying over nothing.  It makes no difference.  When they tell you it does they are lying.

[El Diablo Blanco]

It works like this:

A bum or unemployed falls and splits his head open.  He is taken to the ER and gets all the treatment, X-rays, scans that he needs.  He is later billed by the hospital for $48,000.  The bum laughs and throws the bill in the trash.

Now, a working class citizen such as myself can do the same.  However, not paying the bill would ruin my credit, and the hospital could take me to court and get a court order to make me pay.  Therefore, it's in my best interest to have health insurance. 

The bums and unemployed don't give a shit about their credit, and half the time, the hospitals don't even know their real name.  John Doe.

Yup. The corruption runs deep.  I was talking to a russian woman who was telling me how corrupt the Russian banks were and I told her that all banks are corrupt, how do you think they make so much money.  Her eyes just open wide.  Then later that night so did her legs for me.

[Tapeworm]

In capitalist America bank rob you!

[Twaddle]

So tell them you're John Doe.  It's a shit system and it's existence is the fault of those who continue to finance it.  Stop financing it.

It's only in your 'best interest' because you think they have a gun to your head.  They have a gun to everyone's head and everyone needs to say enough is goddamn enough.  It's extortion.

Don't get me started on credit.    So don't buy shit on credit.  You could probably afford to pay cash for stuff if you quit giving all your money to some insurance company.  "But muh house!"  They want to give you a mortgage.  That's how they stay in business.  And they wouldn't loan more than market value anyway no matter what your credit rating is so they can get it all back if you die of a heart attack.  Don't fret about your credit score.  You're worrying over nothing.  It makes no difference.

Spoken like somebody who has no money or credit.  Let me break it down for you.

Telling a hospital my name is John Doe and not paying my bill is illegal.  I enjoy my well paying job, and my freedom.  Therefore, it is in my best interest to use insurance.  Secondly, credit is very important to me.  It allows me to get loans/mortgages to buy investment items, such as real estate.  Without credit, I would not be able to afford such luxury's and would be forced to rent for the rest of my life.  

Insurance and credit are both very important outlets in my life that I am grateful for.  

[Yamcha]

As long as insurance companies exist and them and hospitals have a monopoly this country will never have a decent health care bill.  My brother got into a car accident.  The cost of the ambulance was $1250 then the cost of getting 2 stitches was $3500, plus other charges.  For a 1 hour worth of time the total bill was about $7000.  it was all covered under his insurance but it's these bullshit costs that make the whole system corrupt as shit.

That example is why I was scared shitless of not getting insurance and just paying the penalty. Far too many stupid drivers I see on my daily commute.

[Tapeworm]

Spoken like somebody who has no money or credit.  Let me break it down for you.

Telling a hospital my name is John Doe and not paying my bill is illegal.  I enjoy my well paying job, and my freedom.  Therefore, it is in my best interest to use insurance.  Secondly, credit is very important to me.  It allows me to get loans/mortgages to buy investment items, such as real estate.  Without credit, I would not be able to afford such luxury's and would be forced to rent for the rest of my life.  

Insurance and credit are both very important outlets in my life that I am grateful for.  

Fine, then pay them out of your pocket.  Most people would be money way ahead, even with crazy hospital costs.

The US Medical/ Insurance system is immoral.  You have an ethical obligation to oppose it.  Would you want your children to inherit this Your Money Or Your Life system?

If you're going to keep paying for insurance out of fear then it would be best to be logically consistent and talk up a storm about how wonderful the insurance and health care system is.  No one says that.

They basically say what you're saying.  I'm getting rammed up the ass and I'm pissed, but I'm more frightened than pissed so I stay bent over.  Maybe it's time to make another choice.  

[El Diablo Blanco]

That example is why I was scared shitless of not getting insurance and just paying the penalty. Far too many stupid drivers I see on my daily commute.

The people that claim "I'm healthy and don't need insurance" are the ones who need it the most.  Glad they have the power to predict the future and posses the ability to never get into an accident . 

[SF1900]

The people that claim "I'm healthy and don't need insurance" are the ones who need it the most.  Glad they have the power to predict the future and posses the ability to never get into an accident . 

Exactly. Dumbest thing I've ever heard (I don't need insurance because I am relatively healthy).

You just never know.

My friend, who is overall healthy, woke up one morning with a pain in his side. His appendix almost burst. Had to have emergency surgery.

Cost of Appendicitis surgery:

The surgery process costs ranging from $10,000 to $35,000.

[Soul Crusher]

Exactly. Dumbest thing I've ever heard (I don't need insurance because I am relatively healthy).

You just never know.

My friend, who is overall healthy, woke up one morning with a pain in his side. His appendix almost burst. Had to have emergency surgery.

Cost of Appendicitis surgery:

The surgery process costs ranging from $10,000 to $35,000.

Or like Straw Man - wake up one day and decide to need a sex change.   

[Tapeworm]

They have got you guys so scared you don't know whether to shit or go blind.

"Something might happen!"

You poor, suburban schlubs.  Something is happening.  You're being taken to the cleaners and are too frightened to do anything about it.  That this cruel harvest continues is proof they've got you right where they want you.

You either need 2 hospitals across the street from each other competing on cost and quality or government run socialized medicine.  The current tide of money which continues to flow to insurers is the reason why a hospital can bill $7000 for 2 stitches.

[Yamcha]

They have got you guys so scared you don't know whether to shit or go blind.

"Something might happen!"

You poor, suburban schlubs.  Something is happening.  You're being taken to the cleaners and are too frightened to do anything about it.  That this cruel harvest continues is proof they've got you right where they want you.

You either need 2 hospitals across the street from each other competing on cost and quality or government run socialized medicine.  The current tide of money which continues to flow to insurers is the reason why a hospital can bill $7000 for 2 stitches.

Let's stop paying taxes while we are at it.

[Tapeworm]

Let's stop paying taxes while we are at it.

I support taxes.  They make the country go.  How well it gets spent is debatable.

You're on your own on this one.

[SF1900]

Let's stop paying taxes while we are at it.

Its delusional. Does the system need to change? Sure. But I am realistic and know its not going to change within the next year. Until then, I need health insurance to ensure that I am not stuck with a $100,000K bill after a potential car accident. It's a safety net until things do change.

[Twaddle]

If you're going to keep paying for insurance out of fear then it would be best to be logically consistent and talk up a storm about how wonderful the insurance and health care system is.  No one says that.

My current insurance is great.  Before Obamacare, it was incredible.  In 2004, I had a health insurance plan that I paid $95.00 per month.  I needed a septoplasty and polypectomy surgery by an ENT.  Total bill for the scans, surgery, meds, and follow up was around $30,000.00.  I paid a whopping $250.00 out of pocket.  2005 -2007, I had regular appointments with an allergist, and received allergy shots every week.  I paid around $15.00 per month.  Basically, my insurance was perfect.  I paid nearly nothing for the insurance, and my doctor bills were minimal.

Then, along came Obamacare.  Since it's inception, annually, my insurance premium has gone up, and my medical coverage has gone down.  I currently need a surgery on my hand, for a benign cell tumor that is between my middle and index finger.  Under my old insurance, it would have cost me a few hundred dollars.  Under the current Obamacare, it will cost me 3500 to 4000. 

The whole point is, Obamacare sucks.  Oh how I wish I could get my old healthcare back.   

[Tapeworm]

What if I told you I can get that taken care of for you for nothing and fly you to Hawaii for a week all expenses paid?  Now that's what I call patient priority care.

Btw do you still have both your kidneys?

[El Diablo Blanco]

Fine, then pay them out of your pocket.  Most people would be money way ahead, even with crazy hospital costs.

The US Medical/ Insurance system is immoral.  You have an ethical obligation to oppose it.  Would you want your children to inherit this Your Money Or Your Life system?

If you're going to keep paying for insurance out of fear then it would be best to be logically consistent and talk up a storm about how wonderful the insurance and health care system is.  No one says that.

They basically say what you're saying.  I'm getting rammed up the ass and I'm pissed, but I'm more frightened than pissed so I stay bent over.  Maybe it's time to make another choice. 

Not sure you understand what insurance is.  it is meant to be there to cover you out of fear.  Things that you don't know will happen.  That's why it's called insurance.