if you were retired and had 8K a month take home, where would you live?

[Primemuscle]

my point, u perverted imbecile, is that bandon is on the beach, and would b far superior, visually, to someplace more inland.

look how pretty

Yup, Bandon is a pretty nice place to live. It may be one of the best Oregon beach towns weather-wise. Especially if you don't mind getting less than 190 days of sunshine. The temperature is a little on the cold side for me in the summer, winter temps seem okay about the same as where I live now. Average annual precipitation - rainfall‎: ‎58.74  inch (about 20" more than where I am now and that would be hard to take). Annual high temperature‎: ‎60.9°F - Average temperature‎: ‎52.6°F - Annual low temperature‎: ‎44.3°F

One insurmountable problem is the cost of housing in Bandon. Anything close to size and quality of my house is well over $1 mil. if it has an ocean view. So, if you're willing to give me somewhere around $800 K to buy a place, I'll gladly look into it further.

Yeah, so maybe I'm an "imbecile" for not taking your advice, but at least I am a happy and comfortable imbecile.

[Primemuscle]

This place in Charbonneau is more to my liking style wise. Doesn't have an ocean view like a place in Bandon might have. But everything I need is here: close to friends and family, low maintenance, light and airy interiors, one level living, enclosed courtyard, golf course views, nearby amenities including my healthcare plan which is not available at the coast. I'll want to rip up the wall to wall carpeting and replace it with real hardwood floors.









More: https://www.zillow.com/homes/for_sale/fsba,fsbo_lt/condo,townhouse_type/48272599_zpid/2-_beds/globalrelevanceex_sort/45.297818,-122.739709,45.276864,-122.776616_rect/14_zm/0_mmm/

[Zillotch]

ocean view

if u cant afford it, u cant afford it... also, that does seem a little on the cold side, lol not too cold, but almost

[tres_taco_combo]

live below your means people

retirement isnt what it is was 10,20,30 years ago. it is not easy

[Agnostic007]

live below your means people

retirement isnt what it is was 10,20,30 years ago. it is not easy

You are absolutely correct! In my career field, overtime jobs were numerous. A cop making 20 bucks an hour could make 25 or 30 working an off duty gig. And if you got department overtime, it could be 60 an hour. I would as a Sergeant always tell my shift to live within their means. If you were working 30 hours a week overtime, most of that should be earmarked for investments. If you were to lose overtime privileges, could you pay all your bills?. A LOT of officers lived beyond their means.. most, if everthing went right, were just fine. But when some got suspended, or injured and unable to work their overtime gigs, they would be struggling for money. I never felt sorry for them. They made their bed. In my 23+ years on the force, I NEVER worked an ot gig to pay bill. It was always for trips or to invest. Living below your means is paramount to retirement.   

[Coach is Back!]

about right on a $700k $900k place - add in taxes/insurance and boom that is normal in the OC - nothing out of the ordinary

hence why a nice patio homes in AZ can be $1500-$2000 with Taxes/insurance and HOA. total! (we are talking retirement here) aka downsized no need for a larg home with mulitple bedrooms

fyi i am a mortgage broker in only AZ and CA - home affordability index - is sky high in CA.

We bought the place that we were renting back in 2007. Owners took a portion of our total rents and applied it to the down payment in addition to putting more down out of pocket. Worked out well. Going on our 15th year here.

[Primemuscle]

We bought the place that we were renting back in 2007. Owners took a portion of our total rents and applied it to the down payment in addition to putting more down out of pocket. Worked out well. Going on our 15th year here.

-Called a least option. This is how we bought our second house. Lucky for me, I recorded the document/agreement with the city. When we exercised our option to buy the seller changed his mind and tried to renege. We took him to court and won, including our legal costs. It was a circus for a few months until the court ruled. Turns out the seller was a bit nuts.

[Agnostic007]

-Called a least option. This is how we bought our second house. Lucky for me, I recorded the document/agreement with the city. When we exercised our option to buy the seller changed his mind and tried to renege. We took him to court and won, including our legal costs. It was a circus for a few months until the court ruled. Turns out the seller was a bit nuts.

In coaches case, it seems like the owner was a stand up person and included some back rent payments towards a down payment when they weren't required to unless it was a rent to own which wasn't mentioned