I'm Muslim, we don't do insurance. It's a sin in the eyes of Allah. Islam considers insurance to be 'gambling,' 'risk-taking' and 'usury' and is thus banned.
Most places, it is illegal to drive without liability auto insurance. If you get pulled over by the police around here and can't prove you have current auto insurance, they impound your vehicle and you walk, take a cab or the bus home. Being Muslim won't get you off the hook.
Notice that I capitalized Allah for you.
