No, I'm associating money with financial savvy. One can speculate and lecture all they want but in the end it's whether you win or lose. If you are giving advice and/or strategies on financial success it is relevant to ask how it has worked out for you.
Anyway, you seem to take personal offense at being questioned so I'll desist. I'm trying to avoid the constant confrontations people like to engage in.
Then be less confrontational. (avoid reading the rest of this post unless you're bored.)
I realize your pretty intelligent, it's obvious by the manner in which you converse (as far as conversing on Getbig is concerned.) Intelligence begets the art of
Persuasion my friend. That's usually what you're after, to either sway a person or people from whatever they believe now over to whatever you believe (both could be the same just seen from different perspective and of course the perspective which benefits you the most is the correct one) or to shift their focus to whatever is important to you (and likely not them) and the key to both is the ability to accomplish all this without the other person(s) realizing they are being manipulated.
My friend here worked for Lockheed as an engineer his entire career. He never had another employer in his life (well the navy but that's besides the point.) He ascended fairly high, I think he oversaw 10k people at Vandenburg a site he opened. (I don't know too much about Lockheed but I believe vandenburg is a big missile and testing site for California.)
The point- Mike (My friend) told me the higher you go in business (meaning ascending the ranks of the company) the tougher the people are to leap frog over (to him, a boss is just the next guy to eliminate or partner up with to eliminate someone else and then get eliminated) and he said the biggest most noticeable asset/strength/skill always seemed to be the ability to get others to see things your way. The manager he never got past Mike forgot his name but told me he had figured out some way to save Lockheed a lot of money on a satellite project or something and his (mikes) thinking was that the idea was a slam dunk and it created a position for his boss with the logic being your boss promoted is as good as you getting promoted (assuming your boss doesn't hate you or consider you incompetent) SO Mike went to go see this manager and he gets all his paperwork and blueprints and all that shit (imagine a scientist guy in a suit with coke bottle glasses and all kinds of stuff white and blue papers spilling out his arms in every direction lol.) and runs into him in the lobby (ground floor) so they take the elevator up together and Mike spends a couple minutes explaining to this manager, in Mikes way that he does this shit where he has an answer or solution to a situation or a problem and it definitely sounds logical and makes perfect sense-except Mike does not ever leave any room for a plan B and if the situation changes his idea probably has to be totally reworked. But over time Mike seems to have developed his own method for getting people to think and do what he wants (within reason.)
As Mike tells the story when they get to the managers office the manager wishes him luck and closes his office door and Mike gets back on the elevator and says for a few minutes he was really excited because the manager agreed with him and validated his logic and all of that. but then after some time Mike realizes that the manager actually rejected his entire idea and instead sold him on this other idea and on top of that- he made Mike think it was actually Mike's idea all along.
Mike has told this story COUNTLESS TIMES I wish I had more particulars but it seems Mike hit his theoretical ceiling or his mental limits and for him, that's very memorable. Anyway I just wrote all of that maybe because im a little bored and maybe because i can type 138 wpm and typing is actually very therapeutic for me and possibly just because i know Kwon will read every single word of it.
Point being you are getting into endless circular nonsense with people mostly because you both say "im right and this is my proof" but usually you cannot both be right. so one of you has to concede that the other person is more right and this is usualy in the form of more accurate data or obvious flaws in logic.
however, people are pretty stubborn. if you can really master persuading people to agree with whatever you do, make them value what you value and find important what you do you'll be like the king of the world man. food for thought perhaps.