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Author Topic: Paypal are nothing but a bunch of crooks  (Read 1369 times)
a_ahmed
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« on: April 17, 2013, 02:43:40 PM »

i've had paypal for years, but i rarely use it as most transactions online are credit card based. Now and then there are some places that I've used paypal.

Just a number of days ago I sent money for some supplements and the guy sent back a refund because it wasn't exact amount and not sent as gift. Anyways I sent the correct money back to him so he could ship asap. Long story short I didn't realize the 'refund' would take 8 business days. They HOLD your money... yet they instantly took the money from my bank chequing account. Call the aholes and they give me bs explanations. I do some googling and it turns out these vultures leech off of people's money with interest when they hold it.

Low life scum. I hope they crash and burn.

I am cancelling my paypal account as soon as I get my money back. Scum. Mad pissed.
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a_ahmed
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« Reply #1 on: April 18, 2013, 03:42:57 PM »

What are some alternatives. This dude told me of a 'wire transfer' (only heard that in movies lmao), and that the cost is 12 bux for doing that (seems like an even bigger rip off).

Here in canada I love the e-transfers, but its local only. Used to be FREE.. now since everyone was using it they introduced 1.50$ fees... still better than the bs fees of other methods like western union but maaan these ppl are all hungry to leech off of ppl...
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Irongrip400
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« Reply #2 on: April 20, 2013, 03:33:42 PM »

It sucks, but you're just going to have to eat the cost. I have a intuit account to take credit cards from some clients, and I signed up for a year because they said it was a flat rate of 1.97% if I did that. Well, the salesman didnt tell me if it was a rewards type, or corporate card, I got hit hit 3.9%. Well, the bill was a $44,000 invoice so that stung a bit. I called and bitched, but to no avail. It sucks that these big companies like that can just make you suck their dick and there's nothing you can do about it.  Undecided

Isn't there an Islamic law about the amounts of interest that can be charged on loans?
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a_ahmed
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« Reply #3 on: April 20, 2013, 06:15:38 PM »

Ya interest is forbidden in Islam. This wasn't a loan it was a direct payment but i had to pay more and he wanted me to send as gift not as 'for goods' so he innoscently refunded the money and expected me to send back the correct amount and as gift. Too bad paypal are losers and are still holding my money for more days to come and I sent the money thinking it was directly refunded to my account as it was an 'instant transfer -- confirmed verified bank account'. Funny how they instantly took but hesitate to give back. I read up on other's complaints and it seems they profit while holding people's money by fundling the money for days on days. Bunch of pricks.
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Irongrip400
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« Reply #4 on: April 21, 2013, 06:10:31 AM »

Ya interest is forbidden in Islam. This wasn't a loan it was a direct payment but i had to pay more and he wanted me to send as gift not as 'for goods' so he innoscently refunded the money and expected me to send back the correct amount and as gift. Too bad paypal are losers and are still holding my money for more days to come and I sent the money thinking it was directly refunded to my account as it was an 'instant transfer -- confirmed verified bank account'. Funny how they instantly took but hesitate to give back. I read up on other's complaints and it seems they profit while holding people's money by fundling the money for days on days. Bunch of pricks.

It's the same with payroll companies. For instance, I have to have my payroll approved by Wednesday at 8am so they can take the money directly out of my account, but they don't pay my employees until Friday. They hold your money a few days, every week, times however many other companies they do payroll for and it starts to add up.
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Agnostic007
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« Reply #5 on: April 21, 2013, 07:49:08 AM »

What are some alternatives. This dude told me of a 'wire transfer' (only heard that in movies lmao), and that the cost is 12 bux for doing that (seems like an even bigger rip off).

Here in canada I love the e-transfers, but its local only. Used to be FREE.. now since everyone was using it they introduced 1.50$ fees... still better than the bs fees of other methods like western union but maaan these ppl are all hungry to leech off of ppl...

A wire transfer is not recommended as you have no recourse if you don't recieve the goods
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pedro01
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« Reply #6 on: April 21, 2013, 08:37:45 AM »

i've had paypal for years, but i rarely use it as most transactions online are credit card based. Now and then there are some places that I've used paypal.

Just a number of days ago I sent money for some supplements and the guy sent back a refund because it wasn't exact amount and not sent as gift. Anyways I sent the correct money back to him so he could ship asap. Long story short I didn't realize the 'refund' would take 8 business days. They HOLD your money... yet they instantly took the money from my bank chequing account. Call the aholes and they give me bs explanations. I do some googling and it turns out these vultures leech off of people's money with interest when they hold it.

Low life scum. I hope they crash and burn.

I am cancelling my paypal account as soon as I get my money back. Scum. Mad pissed.

So they should provide services for free?

You had the convenience of instantly transferring money to someone but you managed to fuck it up by not sending as a gift (doing so to bypass paypal commissions).

So - then you sent the money as a gift, effectively leeching off Paypal and working around their commission system.

And you whine about not getting your refund straight away?  Roll Eyes  Roll Eyes PMSL....

Paypal provide a good service and it's not at all expensive and the thresholds for getting to use Paypal are a lot lower than most merchant accounts...

At 3% of sales, it's a very good service for a new startup and it's a well trusted name. You get payment protection too.



Other than the fact they aren't the charity you want them to be, they are fine.

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a_ahmed
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« Reply #7 on: April 21, 2013, 12:12:02 PM »

Yeah okay, you're back stalking me and personally attacking me because I'm a muslim. Hi pedro. Get a life.

Yeah okay I am getting 'free services'. I am sending as a gift and PAYING on behalf of the guy the fees for sending money otherwise he would be paying for the fees.

Go do something productive and spread your hate and anger about Muslims to yourself somewhere else.

Secondly they took MY MONEY instantly and they are keeping MY MONEY that the guy does not have and returned for 8 days. That is crooked. And they are using that money to fundle and profit as others have investigated and found out. Yes they are crooks.
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a_ahmed
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« Reply #8 on: April 26, 2013, 03:09:39 PM »

Well if these crooks weren't more crooks. They did not INFORM ME or call me even though it said they would, so it was SITTING in the 'paypal account'. So lo and behold I say transfer now to my account and now it says AGAIN have to wait ... and until the 8th. So amazing how they can INSTANTLY take my money but hold it for 2 and a half weeks Roll Eyes
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JediTerminator
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« Reply #9 on: April 30, 2013, 01:19:08 PM »

you bought these supps from a company? i'm assuming supps as gear in this case because they want it as a "gift", meaning no paperwork for what you bought. if its for whey, i'd buyer beware from a company who doesn't want paperwork trail of money.
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dr.chimps
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« Reply #10 on: April 30, 2013, 01:25:38 PM »

i've had paypal for years, but i rarely use it as most transactions online are credit card based. Now and then there are some places that I've used paypal.

Just a number of days ago I sent money for some supplements and the guy sent back a refund because it wasn't exact amount and not sent as gift. Anyways I sent the correct money back to him so he could ship asap. Long story short I didn't realize the 'refund' would take 8 business days. They HOLD your money... yet they instantly took the money from my bank chequing account. Call the aholes and they give me bs explanations. I do some googling and it turns out these vultures leech off of people's money with interest when they hold it.

Low life scum. I hope they crash and burn.

I am cancelling my paypal account as soon as I get my money back. Scum. Mad pissed.
My Paypal account is CC-based. Only had one problem over the years, and I went through my CC to get it sorted, not Paypal. Solved no problem.
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pedro01
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« Reply #11 on: April 30, 2013, 04:24:03 PM »

you bought these supps from a company? i'm assuming supps as gear in this case because they want it as a "gift", meaning no paperwork for what you bought. if its for whey, i'd buyer beware from a company who doesn't want paperwork trail of money.

It's to skip fees.

Paypal gifts carry no fees as long as the 2 parties are in the same country.

So it's people trying to game Paypals fee structure that do this - you know, wanting to use their services for free.

There's always a trail of money with them.
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Radical Plato
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« Reply #12 on: May 02, 2013, 02:29:56 AM »

HA HA paypal is a scam for suckers.  You wait until they hold your money for 6 months.  Then you will be really pissed.  They do this to people all the time based on some retarded algorithm a bunch of geeks cooked up.  Due to it not being regulated like Banks and other financial institutions, only a fool would use paypal.  What's the old saying a "A Paypal user and his money is soon parted"

Countless people have lost many thousands of dollars through this corrupt organisation.
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a_ahmed
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« Reply #13 on: May 02, 2013, 12:21:57 PM »

you bought these supps from a company? i'm assuming supps as gear in this case because they want it as a "gift", meaning no paperwork for what you bought. if its for whey, i'd buyer beware from a company who doesn't want paperwork trail of money.

nah, supplement company owner, been getting stuff from him for like three years now directly instead of online stores, always gives me good prices.
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pedro01
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« Reply #14 on: May 02, 2013, 07:49:40 PM »

HA HA paypal is a scam for suckers.  You wait until they hold your money for 6 months.  Then you will be really pissed.  They do this to people all the time based on some retarded algorithm a bunch of geeks cooked up.  Due to it not being regulated like Banks and other financial institutions, only a fool would use paypal.  What's the old saying a "A Paypal user and his money is soon parted"

Countless people have lost many thousands of dollars through this corrupt organisation.

I put $15-$20k through paypal every month. I am signed up with my Bangkok address and every 2-3 months I transfer funds back to Bangkok for free.

I had a business way back in the UK that used Paypal too - but that ended because the Chinese supplier kept screwing up and it got more effort than it was worth.

It's like anything - you have to know how it works & how to deal with them. Lots of people have issues with regular merchant accounts with Visa etc holding money. For me this isn't an issue because I sell software. When anything goes through a credit card, the card company takes on some liability so your warranty as well as consumer protection laws dictate how long they will hold onto your money before it is safe for them to release it to you.

Lot's of people get caught out by this but they should do their research first. These companies won't take on your risk and will keep the money until any chance of having to pay it back is gone.
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Radical Plato
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« Reply #15 on: May 02, 2013, 07:58:39 PM »

I put $15-$20k through paypal every month. I am signed up with my Bangkok address and every 2-3 months I transfer funds back to Bangkok for free.

I had a business way back in the UK that used Paypal too - but that ended because the Chinese supplier kept screwing up and it got more effort than it was worth.

It's like anything - you have to know how it works & how to deal with them. Lots of people have issues with regular merchant accounts with Visa etc holding money. For me this isn't an issue because I sell software. When anything goes through a credit card, the card company takes on some liability so your warranty as well as consumer protection laws dictate how long they will hold onto your money before it is safe for them to release it to you.

Lot's of people get caught out by this but they should do their research first. These companies won't take on your risk and will keep the money until any chance of having to pay it back is gone.
The moment a bank withholds all my money for six months for no reason is the day I keep my money under the bed.  Thank God banks are regulated, if peoples only choice was a model like Paypals, everyone would hide their money under their pillow.
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pedro01
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« Reply #16 on: May 03, 2013, 12:36:21 PM »

The moment a bank withholds all my money for six months for no reason is the day I keep my money under the bed.  Thank God banks are regulated, if peoples only choice was a model like Paypals, everyone would hide their money under their pillow.

It is quite normal for credit card companies to hold onto your money for 6 months.

They ease off as they do more business with you and build up a picture of what your warranty returns will be.

These organisations are not banks. They just facilitate card payments without which you'd be screwed nowadays.

If some start up starts selling car radios with a 3 month warranty, the card company will be liable if a warranty claim is necessary but the car radio company has already one bump. They aren't charities, so they withhold cash.

Fortunately, they have some smart geeks in the backroom trying to figure out what the likely hit is on warranties.  Grin
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Chadwick The Beta
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« Reply #17 on: May 03, 2013, 04:33:39 PM »

towel heads complaining about everything

almost as bad as the nig nogs
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K
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« Reply #18 on: May 03, 2013, 07:52:41 PM »

The moment a bank withholds all my money for six months for no reason is the day I keep my money under the bed.  Thank God banks are regulated,if peoples only choice was a model like Paypals, everyone would hide their money under their pillow.

Heehee, I'm theres a lot of guys in Cyprus saying the same thing, ...at least there WERE.   Tongue
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w
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« Reply #19 on: May 03, 2013, 08:06:52 PM »

Heehee, I'm theres a lot of guys in Cyprus saying the same thing, ...at least there WERE.   Tongue

if they had only bought karatbars, their economy wouldn't have collapsed    Roll Eyes
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K
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« Reply #20 on: May 07, 2013, 03:55:20 AM »

if they had only bought karatbars, their economy wouldn't have collapsed    Roll Eyes

The Cypriot national economy would still have collapsed, ...Karatbars is designed to save personal economies.

Believe me, ...there are ALOT of Cypriots who wished they had exchanged their euro into Karatbars while they had the chance, ...and many more who have now determined NOT to make the same mistake twice.

Smart people learn from their mistakes, but the truly wise among us learn from the mistakes of others.  Smiley
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w
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« Reply #21 on: May 07, 2013, 05:46:15 AM »

Believe me, ...there are ALOT of Cypriots who wished they had exchanged their euro into Karatbars while they had the chance

Yes, people are discussing this virtually everywhere I go. Roll Eyes
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G_Thang
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« Reply #22 on: May 07, 2013, 06:50:46 AM »

i've had paypal for years, but i rarely use it as most transactions online are credit card based. Now and then there are some places that I've used paypal.
Just a number of days ago I sent money for some supplements and the guy sent back a refund because it wasn't exact amount and not sent as gift. Anyways I sent the correct money back to him so he could ship asap. Long story short I didn't realize the 'refund' would take 8 business days. They HOLD your money... yet they instantly took the money from my bank chequing account. Call the aholes and they give me bs explanations. I do some googling and it turns out these vultures leech off of people's money with interest when they hold it.
Low life scum. I hope they crash and burn.
I am cancelling my paypal account as soon as I get my money back. Scum. Mad pissed.

I only use American Express with PayPal, since Amex doesn't give a fuck about their rules.  A coder tried to sell my 2nd sis, IT specialist, broken code for her side hustle consulting company, and AMEX got the money back 90 days later.  I think PayPal says, 30 days and case is closed.  Anyway, AMEX > PayPay.  Cool

 
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I got Brass!
Chadwick The Beta
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« Reply #23 on: May 07, 2013, 01:15:59 PM »

The Cypriot national economy would still have collapsed, ...Karatbars is designed to save personal economies.

Believe me, ...there are ALOT of Cypriots who wished they had exchanged their euro into Karatbars while they had the chance, ...and many more who have now determined NOT to make the same mistake twice.

Smart people learn from their mistakes, but the truly wise among us learn from the mistakes of others.  Smiley

hahahahahahahahaha  oh, brother  Roll Eyes

Epic self-delusion thinking you are some source of knowledge, wisdom, or truth.

Spammer, scammer, and hack "actress" all rolled into one annoying brown ball, just like a phucking dingleberry.
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K
a_ahmed
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« Reply #24 on: May 15, 2013, 04:32:24 PM »

^lol you are being raped by zionist banks and the whole world is too. Jokes on you and your US of A country
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