No credit, debt and interest is no good, that's why you're in the shit situation you're in.
Ahh, it's great to see that the "Alif. Lal. Mim." bit got your attention and got you to answer. If only you'd answered the point in question...
My situation is pretty neat. Granted, I'm much better off the most Americans are for a number of reasons, but the point is that with the exception of my credit card (currently, it's at $79.30 and I think there's another $48 or so about to hit because I got gas earlier) which I could pay off with the spare change around my house, I'm debt free and have a house I own free and clear, and two cars which I also own free and clear. Even if I had nothing in savings and no investments, I'd still be pretty good.
So tell me again... why am
I in a "shit situation"?
Also, even if the U.S. Government is heavily in debt - and nobody argues that it is not - remind me what is that a problem right now? It is still able to get credit extended to it at remarkably low rates. It's a problem, no doubt, and one we ought to address. But you're making a mountain out of a (sizable) molehill.
And again, tell me how this debt affects me
personally? With the exception of potentially having to pay more in taxes (a situation which I can adjust to, since I can easily leave my current job and reduce my income dramatically without affecting my lifestyle) the situation affects me very little in my life.
You think I worry that the Federal Government is shut down?
I do not. I believe the Federal Government is several orders of magnitude larger than it ought to be, and if it weren't costing quite a lot even while "shut down", I'd advocate to keep it shut down - and I'd advocate quite fiercely.