Being broke sucks

[Krankenstein]

I really dont need to argue about tax benefits of medical plans all day it is kind of boring

1) You don't need to, but WANT to

2) You're going for a record for usage of that line in a day

[DanielPaul]

That sounds great I am happy you are in a good position financially and with your family health now. I hope to get real good insurance soon. I lost mine when my last job ended, and it was not time to sign up or burden my spouse's plan. Or maybe I just didn't think I would have an issue, and it was a rip off regardless I just spent thousands out of pocket. I have spent a lot out of pocket on medical over the years. But yeah it is a priority which is why I spend out of pocket vs just ignoring problems.

The thing is if I had a job and the insurance covered the pec surgery I still could not get it. I will be unable to perform spreadsheet work for months. You can't just take months off a job to get get your pec repaired and sit in a sling, especially if you have not been at the job long. I need to do this prior to finding my next job

For the original poster
I too know hunger and financial hardship and have medical needs I cannot afford, but yeah not a 10-dollar copay clearly there are different levels of broke

I wasn’t trying to come on here and tout my great financial position, that certainly isn’t the case. 21 years ago, I took a job working for a municipality which do not typically pay anywhere remotely close to the private sector, but if you’re willing to utilize all of their benefits, what they don’t pay you can be made up in benefits.  After staying with them as long as I have, I’ve managed to get in a position to where the amount of money I bring home is actually fairly well or at least above the national average of incomes. The sacrifices were easy ones because all I had to do was just decide not to get a super fancy car or buy a home outside of my means. I may never be able to afford trips to Fiji or any other place fancy but in 7 1/2 years when I meet the rule of 80 I will be able to retire and for the rest of my life earn an income that’s 20% higher than what I was being paid on my retirement date that also receives a 2% raise yearly. And after I leave this world, my wife will receive that same pay until she dies. But, just like everything else I’ve said I was the one that chose to put 9% of my pay every week never missing a week into a plan

[bhank]

I wasn’t trying to come on here and tout my great financial position, that certainly isn’t the case. 21 years ago, I took a job working for a municipality which do not typically pay anywhere remotely close to the private sector, but if you’re willing to utilize all of their benefits, what they don’t pay you can be made up in benefits.  After staying with them as long as I have, I’ve managed to get in a position to where the amount of money I bring home is actually fairly well or at least above the national average of incomes. The sacrifices were easy ones because all I had to do was just decide not to get a super fancy car or buy a home outside of my means. I may never be able to afford trips to Fiji or any other place fancy but in 7 1/2 years when I meet the rule of 80 I will be able to retire and for the rest of my life earn an income that’s 20% higher than what I was being paid on my retirement date that also receives a 2% raise yearly. And after I leave this world, my wife will receive that same pay until she dies. But, just like everything else I’ve said I was the one that chose to put 9% of my pay every week never missing a week into a plan

I am referencing OP who didnt have 10 dollars. I am glad you are covered. Being Frugal and living within your means is an underrated attribute.

[SF1900]

Do I come across as an organ donor to you?

Bhanks, if I was ever in a car accident and needed multiple organ transplants, I would want your organs.

[oldtimer1]

LOL you’re complaining about what others have gotten, a pension you said pays you a 100k a year? Were you forced to retire? If not why would retire if you didn’t know how you could maintain your life?

The good news is you figured it out and it sounds like you’ve planned to leave your kids better off so they’re not posting on a bodybuilding board in 30 years that their parents didn’t leave them money for new cars and vacations.

You must have me confused with someone else. I never said I get 100k a year. It's near that though. My job has a mandatory 55 year old retirement and every year you have to prove you are fit to do the job when I was working by an annual physical fitness test that many would fail here though it's not hard if you follow a fitness life style.

  Complaining what others have gotten? Where did you get that?  I was just pointing out a fact that many people my age are well off because of inheritance.  It's common.  I have four kids. One is a doctor of pharmacology. The next is a Psychiatric nurse practitioner, then an electric engineer and the youngest just got out of the Army Airborne who is a civilian flight medic going to college. No, they will never be on this board, lol.  One lifts but he couldn't name one bodybuilder outside of Arnold.

My father was born in 1906 and came to this country through Ellis Island legally with no money. Joined the Army during World War II. My mother's father was a 25 year member of the US Army in the Puerto Rican regiment. His wife died while my mother was young. Back then there was no provisions for children of the military members. He gave my mother and her sister to friends to raise in Little Italy in Manhattan. I come from modest means though my father and mother lived the American dream of owning a house, car and vacations. I wish they could have lived long enough to meet my kids and they would have been proud of how well they are doing.

Thanks for the digs and compliments.

[SF1900]

You must have me confused with someone else. I never said I get 100k a year. It's near that though. My job has a mandatory 55 year old retirement and every year you have to prove you are fit to do the job when I was working by an annual physical fitness test that many would fail here though it's not hard if you follow a fitness life style.

  Complaining what others have gotten? Where did you get that?  I was just pointing out a fact that many people my age are well off because of inheritance.  It's common.  I have four kids. One is a doctor of pharmacology. The next is a Psychiatric nurse practitioner, then an electric engineer and the youngest just got out of the Army Airborne who is a civilian flight medic going to college. No, they will never be on this board, lol.  One lifts but he couldn't name one bodybuilder outside of Arnold.

My father was born in 1906 and came to this country through Ellis Island legally with no money. Joined the Army during World War II. My mother's father was a 25 year member of the US Army in the Puerto Rican regiment. His wife died while my mother was young. Back then there was no provisions for children of the military members. He gave my mother and her sister to friends to raise in Little Italy in Manhattan. I come from modest means though my father and mother lived the American dream of owning a house, car and vacations. I wish they could have lived long enough to meet my kids and they would have been proud of how well they are doing.

Thanks for the digs and compliments.

Oldtimer, why not try to get your children to join getbig?!?

[Dave D]

I really dont need to argue about tax benefits of medical plans all day it is kind of boring

You just want to argue. You can afford to be added to your wife’s medical coverage it’s not to expensive.

[SF1900]

You just want to argue. You can afford to be added to your wife’s medical coverage it’s not to expensive.

Excuse me, Dave, but who is the up and coming lawyer?

[GymnJuice]

My father was born in 1906 and came to this country through Ellis Island legally with no money. Joined the Army during World War II. My mother's father was a 25 year member of the US Army in the Puerto Rican regiment. His wife died while my mother was young. Back then there was no provisions for children of the military members. He gave my mother and her sister to friends to raise in Little Italy in Manhattan. I come from modest means though my father and mother lived the American dream of owning a house, car and vacations. I wish they could have lived long enough to meet my kids and they would have been proud of how well they are doing.

Thanks for the digs and compliments.

My father was a relentlessly self-improving boulangerie owner from Belgium with low-grade narcolepsy and a penchant for buggery....

 

[oldtimer1]

Oldtimer, why not try to get your children to join getbig?!?

I'm questioning why I'm here, lol. The majority here I wouldn't spit on if they were on fire.

[Dave D]

You must have me confused with someone else. I never said I get 100k a year. It's near that though. My job has a mandatory 55 year old retirement and every year you have to prove you are fit to do the job when I was working by an annual physical fitness test that many would fail here though it's not hard if you follow a fitness life style.

  Complaining what others have gotten? Where did you get that?  I was just pointing out a fact that many people my age are well off because of inheritance.  It's common.  I have four kids. One is a doctor of pharmacology. The next is a Psychiatric nurse practitioner, then an electric engineer and the youngest just got out of the Army Airborne who is a civilian flight medic going to college. No, they will never be on this board, lol.  One lifts but he couldn't name one bodybuilder outside of Arnold.

My father was born in 1906 and came to this country through Ellis Island legally with no money. Joined the Army during World War II. My mother's father was a 25 year member of the US Army in the Puerto Rican regiment. His wife died while my mother was young. Back then there was no provisions for children of the military members. He gave my mother and her sister to friends to raise in Little Italy in Manhattan. I come from modest means though my father and mother lived the American dream of owning a house, car and vacations. I wish they could have lived long enough to meet my kids and they would have been proud of how well they are doing.

Thanks for the digs and compliments.

You are correct I am wrong. You never said pension.

My taxes are one third of yours and I make around 100K year in retirement. I just assume your wife makes over 300K. You make a lot of money training people?

I read this part as a complaint. I didn’t realize you were t complaining

On a side note it's amazing how so many people my age become rich when their parents die. They often get a paid off house that could be worth 500K plus.  Then I see friends my age buying incredible cars and lavish vacations.  My mother when she died gave me everything she had and that was $600 bucks.  My wife's mother left her 20K when she died. We didn't come from money.

In all seriousness congratulations on raising a great family and setting up your kids for success. I don’t think there’s a higher honor you can have as a parent. Your parents would be proud of what you’ve achieved and where the family is today.

[Dave D]

Excuse me, Dave, but who is the up and coming lawyer?

Oh I get what’s going on now. Hankins is using his skills of persuading to convince the jury medical insurance is a scam.

He does want to argue.

[JustPlaneJane]

I am referencing OP who didnt have 10 dollars. I am glad you are covered. Being Frugal and living within your means is an underrated attribute.

Hanky how much “cash back at closing” did the buyers of your house receive ?

[SF1900]

I'm questioning why I'm here, lol. The majority here I wouldn't spit on if they were on fire.

Your children sound like true getbiggers. Intelligence, rich, etc. Would fit right in.

[Rambone]

Im Loma84. I started a thread crying and complaining and then logged off to never come back again. Also, I’m gay.

[SF1900]

I'm questioning why I'm here, lol. The majority here I wouldn't spit on if they were on fire.

Oldtimer, are there any getbiggers you would spit on if they were on fire? If yes, why?

[JustPlaneJane]

Im Loma84. I started a thread crying and complaining and then logged off to never come back again. Also, I’m gay.

No need to bring Shitzo into this…

[King Shizzo]

Some people get lucky, but virtually no one does everything right the first time around.  In the scheme of things 43 is still young… and if you make the right choices and investments between 43 and 53 the remainder if your life can be quite comfortable.  Whether or not you have the discipline to do that is a question only you can answer.  In order to chart a better path forward you need to be very honest with yourself (not us) about why you went off the rails with stupid decisions before; that is the only way you can prevent a repeat of previous bad choices.

[King Shizzo]

No need to bring Shitzo into this…

[OlympiaGym]

You must have me confused with someone else. I never said I get 100k a year. It's near that though. My job has a mandatory 55 year old retirement and every year you have to prove you are fit to do the job when I was working by an annual physical fitness test that many would fail here though it's not hard if you follow a fitness life style.

  Complaining what others have gotten? Where did you get that?  I was just pointing out a fact that many people my age are well off because of inheritance.  It's common.  I have four kids. One is a doctor of pharmacology. The next is a Psychiatric nurse practitioner, then an electric engineer and the youngest just got out of the Army Airborne who is a civilian flight medic going to college. No, they will never be on this board, lol.  One lifts but he couldn't name one bodybuilder outside of Arnold.

My father was born in 1906 and came to this country through Ellis Island legally with no money. Joined the Army during World War II. My mother's father was a 25 year member of the US Army in the Puerto Rican regiment. His wife died while my mother was young. Back then there was no provisions for children of the military members. He gave my mother and her sister to friends to raise in Little Italy in Manhattan. I come from modest means though my father and mother lived the American dream of owning a house, car and vacations. I wish they could have lived long enough to meet my kids and they would have been proud of how well they are doing.

Thanks for the digs and compliments.

Your hero, Trump, doesn’t like Puerto Ricans. You know that, right?

[IroNat]

Oldtimer, why not try to get your children to join getbig?!?

 

[IroNat]

Bhanks, I have never made (fun) of your trike.  I think you look great with your helmet and your trike.

 

[pkaz]

The question is? What happened to the jackoff that started this tread??

[Rambone]

The question is? What happened to the jackoff that started this tread??

He was skinned alive!

[Dave D]

The question is? What happened to the jackoff that started this tread??

It’s Thursday so I think he went to the doctors appointment.