It's too bad that in this day & age, being smart (like Richard) and being a top-tier IFBB pro, by their very nature can be mutually exclusive. 
Tell me in how many "sports" an obviously gifted guy like Richard Jones just couldn't "afford" to be a pro.
That's a pretty harsh indictment of pro bodybuilding if you stop and think about it.
I will say one more thing.......there is NO money in this sport. People have to understand it's NOT like you're getting deals like guys in the NBA, NFL, MLB. They have the luxury of perfecting their respective sports because they have all the right resources and the income to do so. Stop and look at some of the "TOP" guys. There are only a handful that are making money from this sport. Yet, there are over 200 pro's today. Some you will never see because they just don't have the financial backing to be at this level. Darrem Charles has been a pro since I graduated highschool and he still gets shafted at certain shows. In my opinion he should be a top six guy at the O. Nearly, 14 years later he still there getting better. Nothing personal on Darrem, I just think he should be one of the highest paid guys. Six pro wins......what more do you want from a veteran?
So, I hoping to secure my future outside of bodybuilding by going to school and trying to break into the corporate business world. There is nothing to retire on. With the exception of Ronnie and Jay who have made massive amounts of cash and rightfully so. They're the best! In the NFL, the league minimum is $770,000! That is the least a player can get paid even for an inactive season. That's about $64K a month! A good pro, is lucky if he gets that in a year. Not to mention the women and figure pros and other pro bodybuilders with NO contracts at all. Shame, shame, shame.
I'm out.....got things to do.
Sincerely with respect to all athletes who are trying to achieve their dream but are held back,
Richard Jones