i have seen companies get sued the pants off of, and they had the lil disclaimer waiver b.s. there is no proof that you actually signed, it, then they can argue were you forced, were you high or drunk and not in a proper state of mind to make the choice, where you tricked into signing something unlawfully, ect.. its a long list , man being in business for myself i see and here all kinds of stories. if you want anything to hold up atleast have a notary present, most dont charge anything if you go to them