ok, 2 can play that game.
No? You mean I can use this system today, here in Las Vegas?
Oooh, fun. We're in my area of expertise now. What firm is that?
I've said far too much as it is. I am quite comfortable, impressed even with what they've done, and how they've done it.
Let's start from that last bit. I find it amusing that you would use the ObamaCare fiasco in a debate with me. I'm not involved with the development of the website, and support neither the implementation or the theory behind the Affordable Care Act.
Yet still you're stuck with a system that is not responsive to your needs, wants or desires,
...while eagerly
bucking trashing a system responsive to the needs of so many? lol.
I used that as an example to illustrate how some companies or even countries slap things together. Germany is a highly regulated environment in which to do business. They don't play fast & loose like they do on this side of the Atlantic. Companies cannot simply skirt the rules and get away with it, the way they do here in North America.
Now, as for what the Germans do or don't do... you're talking out of your league again. You know nothing about computer programming, software development, security analysis or threat modeling. So you aren't in a position to judge how the Germans design, model, implement, test and deploy software. And you wouldn't know a slapped-together website from an impasto style painting.
Now you're just trying to be nasty.

As a matter of fact, I do know. One of my consulting projects was to audit the codebase for a big U.S. bank and integrated improved encryption algorithms. During that project got to interview some members of the original teams and the teams currently maintaining the code. Not only that but I also walked away quite impressed with the quality of the code and the competency of their inhouse software R&D and their IT departments. So I moved my accounts there.
It was a good dig to try to make. Sorry it didn't work 

Dang! ROTFLOL Not nearly as sorry as I am, I can assure you

I'm sure she's way too busy visiting yours. 
I won't complain

More nonsense content by an idiot who cannot argue on the merits of her position.
Now there's no need to call names. that's just rude.
A one kilogram bar is around $42,000 at current prices. You are claiming, with a straight face that affiliate income from the "buy gold by the gram inside a fancy plastic card" people is enough to buy a one kilogram bar?
We have some people making $40,000 a month, and some of us making
$40,000 a WEEK or more! You realize that nobody believe this bullshit you peddle, right?
It's not BS, ...and whether you or anyone else believes me or not, doesn't matter to me. I'm part of this movement, and my MasterCard still gets loaded, and has never been declined for either a purchase, or a cash withdrawal through an ATM machine.Whether you believe it or not, we're still getting paid, and paid extremely well to save money.
If Joe Lunchbox chooses to buy gold but has to save to do so (i.e. he's not buying gold with existing savings or disposable income), he's making poor investment decisions. To the extent that Karatbars empowers him to make bad decisions, it's a bad system.
Joe Lunchbox may be required to save up to buy an ounce or more at a time in a lesser asset class, however when Joe lunchbox acquires Karatbars, he doesn't have to "save up" to do it, because Karatbars empowers him to save the value of his labour in smaller increments that he can afford. He's not "investing" he is preserving the value of his labour, and getting away from the debt & counter-party risk that is associated and attached to his fiat paper.
How about you stop talking to us about a paradigm shift that hasn't happened yet? Get back to us after it's a reality.
The paradigmn shift is occuring as I type. Why should I wait until AFTER the shift is complete? By then, it's too late for people to protect themselves. The time to lift weights is BEFORE the burglar enters your home.
There's a slight difference between Karatbars and Microsoft. Early Microsoft investors invested in the company. Early Karatbars "affiliates" just buy plastic cards. To-may-toes, to-mah-toes.
My reference was not to Microsoft "investors". I was refering to the Microsoft 'Founders"
The four who had the vision to understand what they were working on. It was that knowledge and clear vision that was the fuel they required to keep going through the development & implementation of a system slightly ahead of it's time, until it's time had come.
An image from a blog? Really? That's your argument? Well, in that case:

Nice graphic. I wish I could slice cucumbers as thinly. They don't look very juicy though.

Actually, the image represents the FDIC's proposal for the future of currency grade gold. I wasn't going to go back to search for the original image link on the FDIC site when so many other sites have the same image.
I know you think a picture is worth a thousand words, but the ones you're finding are speech-impaired.

You're funny. Too bad you attempt to use your humour for such destructive purposes.
You know what they say about opinions
Ya, ...everyone's got one.
and assholes.
Ya, ...everyone's got one of those as well. In my case I have two. The one I was born with, ...and YOU.
Why should anyone pay attention to anything you say or give any weight to your opinions? You have no education on the subject on which you purport to speak and are unable to rationally defend your position. Your opinion isn't worth a single flying fuck.
The fact that I'm in Karatbars and making money with it, and getting gold for free.
I have all the education I need to understand what we're facing, and how Karatbars can provide the solution.
I have all the education I need to exchange my fiat paper for gold Karatbars,
...and I sure as heck have all the education I need to spend the money that gets loaded onto my MasterCard
You on the other hand are simply an ignorant individual who likes to nit-pick about something he has no experience with. That's not to insult you, or call you stupid, I'm simply describing your state regarding Karatbars. I'm ignorant about what goes on in your household. That doesn't make me stupid, ...it just means I don't know. There are plenty of things we don't know in life. What's really challenging is when people don't know, ...and they don't even know they don't know. But they dare speak with such bravado claiming to know, and in the process dissuade others who may want to know, ...others who infact were in need of just that very thing, ...but were dissuaded from even taking a look because of someone like ...YOU. Truly sad.
No, but the value of Karatbars, whatever it might, intrinsically be, is actually diminished by you, because you can't defend the company and the product you're shilling.
Now that was just intentionally mean. I shouldn't have to defend it.
Maybe you should stop attacking something you know so little about.
Did you ever watch the movie "A Beautiful Mind"?
Ya I saw it, ...ya little brat. You'd be surprised who I am friends with.
Being in the film industry has a tendency to open up many circles one might not otherwise gain entrance to.
Yes, I'm sure he is. Why, if you just Google his name you'll see what comes back: a video posted by him (announcing a fantastic announcement to be made in September to give his "dearest partners" a new income source...) and page after page after page of people wondering if Karatbars is a scam or people who worked with him before and are warning people away.
Because he did provide an additional income source in September, ...in fact he provided a SIGNIFICANT new income source after having made that announcement.
Of course there are pages upon pages upon pages of people wondering if it's a scam... for many, Karatbars just sounds too good to be true, so they question it. I could hardly believe it myself when I first discovered Karatbars. It's human nature...
You'd imagine the CEO of a serious business would be featured on interviews with serious newspapers, with respected financial magazines and so on. But no... Harald is just content to post videos of himself in an empty office.
One can imagine alot of things. One could even imagine that a great nation like the USA would NEVER in a million years shred the Constitution, NEVER try to do away with the 2nd Amendment, and NEVER fund terrorists who kill Americans. One could even imagine the greatest creditor nation could NEVER become the greatest debtor nation and run out of enough money to pay it's bills, ...but there you have it. What one may imagine, based on an obsolete paradigmn, may not necessarily be applicable.
Harald is not like Donald Trump. He has no ego to feed. Our business model is such that we don't advertise. Instead, affiliates are compensated with the budget that otherwise would go to advertising. In an age full of controlled media, and propaganda, if you need the approval of a newspaper or magazine to form an opinion, perhaps my earlier statement that you're not allowed to think was appropriate.
I feel pity for you 24KT.
No need to pity me.
You're being swindled and not only are you oblivious, but you're an active participant.
Funny, ...that's precisely what I think about those who continue to rely on fiat paper money and it's derivatives.
I hope you're at least getting the plastic cards delivered, so you have something when this thing goes belly up and disappears. Not that I think the cards have any gold. I don't think they do; but at least, with a card in hand, you'll have a memento.
I treat Karatbars GOLD like I do fiat paper money. I have some held in storage in my account, and some I have delivered and keep close by.